Hate Valentine’s Day? Three tips to survive

February is a cold and heartless month. Surrounded by another year of cheesy slogans and cheesy commercials, my ex might have been right. Valentine’s Day could be a conspiracy between card companies, florists, and chocolatiers. Isn’t it a bit silly to assign love to a month… a day? What… are you supposed to treat someone casually for 364 days and […]

Disability Insurance Lawyer Direct Talk: Self-Occupation Disability Insurance Policies

Own occupation disability insurance policies A “Self-occupation” definition of total disability means the inability to work in your usual occupation, that is, to perform the material and substantial tasks of your occupation. Under this definition, total disability means the inability to work in your occupation. The definition of “Own Occupation” is favorable to you, the insured. The Own Occupation definition […]